About Us

Our History

State Bank of Pearl City is a local – independently owned community bank founded in 1945. We have been meeting the financial needs of residential, business, and agricultural customers in Stephenson, Carroll, and Jo Daviess Counties for over 60 years.

As a full service bank, we strive to offer competitive products and services that you expect from larger banks while still maintaining our warm hometown customer service and personal touch.

Because we are your community bank, we have a vested interest in the communities and customers we gladly serve. Our success depends on your success and satisfaction. In over 60 years, we have never forgotten, you come first!